Choosing Our Battles, Defining Our Terms

In high school, I was fascinated with the knowledge that my thoughts may not be my own. I voraciously read Subliminal Seduction and every other book about neurolinguistic programming, advertising, and other forms of mental and emotional manipulation. I abhorred the fact that the things I thought, or bought were furthering someone else's agenda, one that may not have my best interests at heart. I...

Are You a Slave?

I admit it, I despise debt. Some financial advisors say that some kinds of debts are better than others, and that may be true. Regardless of the character of debt, I still hate it. Whether you have credit card debt, a mortgage, or student loans, you are still tied much more firmly to a job you may hate, just so you can make your payments. Becoming debt-free gives you so much more freedom and...

The American Dream – A Critique

There is a reason education sucks and it's the same reason it will never, ever, ever be fixed. It's never going to get any better; don't look for it, be happy with what you got because the owners of this country don't want that. I'm talking about the real owners now. The real owners, the big, wealthy business interests that control things and make all the important decisions. Forget the...

The Stuff We Own

It seems silly to write that I love my stuff - but I do. I don't have much stuff anymore (it's taken years of dedicated culling to get to this point), but the stuff I have is useful and brings me joy or makes my life easier.  There was a time however, when I was much more impulsive about buying things. My Story I used to collect beanie babies; though I have the good sense to be embarrassed by it...

Books In Use: The Total Money Makeover

  Dave Ramsey is a popular Christian personal finance guru with his own syndicated radio show and online "university" for learning to manage money. His advice is simple, straightforward, and nearly universal. Summary: Dave's mission, should you accept it, is to get out of debt as quickly as possible. He provides a list of "seven baby steps" to financial freedom; some of which may be skipped...